THIS APPLICATION is to be completed by the applicant(s) only as “Borrower” or “Co-Borrower,” as may be applicable. Please note that Co-Borrower information must be provided when the income or assets of a person other than the Borrower (including the Borrower’s spouse) will be used as a basis for loan qualification or if the Co-Borrowers’s liabilities must be considered because the spouse or other person has community property rights pursuant to applicable law and Borrower resides in a community property state, the security property is located in a community property state, or the Borrower is relaying on other property locared in a community property state as a basis for repayment of this loan.